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We guarantee results or you pay us notng. We guarantee results or you pay us notng. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Our proven track record in the past eight years has been 50% to 90% reductions. Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. If creditors have your number, you should have ours. (888) 475-2610 Don't consolidate your debt, negotiate your debt. Our fee is a small percentage of the amount we save you. If creditors have your number, you should have ours. (888) 475-2610 We guarantee results or you pay us notng. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We work directly with your creditors to negotiate reductions in your total unsecured debt balance.

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